At Infosys Cards and Payments, we help our clients harness the power of technology-led innovation across the entire payments ecosystem encompassing payment networks, merchant services, stored value, FI payment services, and payment aggregators. Our thought leadership and a design thinking approach helps us co-create solutions with our clients to address their business problems.

Blogger Profiles


Abhisek Bhowmik

Lead Consultant – Cards and Payments, Infosys

Abhisek BhowmikAbhisek Bhowmik has about 11 years of technology and domain consulting experience. He is a certified Project Management Professional (PMP) and Financial Risk Manager (FRM).

He specializes in payments and risk management and has advised several top banks and payments companies in the world.

Abhisek will share his insights on next-generation payments, risk management, process simplification, and technology adoption.


Amit Kumar Sharma

Senior Consultant – Cards and Payments, Infosys

Amit Kumar SharmaAmit Kumar Sharma is an ardent follower of payment technology innovations. With over 10 years of experience in this sphere, he has authored multiple POVs on topics such as payments and SWIFT. He has been actively involved in payment initiatives such as Faster Payments System and Single European Payments Area with leaders in the banking industry.

Amit will share his insights on faster payments, payment startups, innovation, SWIFT, and loyalty solutions.


Anubhav Tripathi

Consultant – Cards and Payments, Infosys

Anubhav TripathiAnubhav has more than five years of technology and domain consulting experience. His primary interest lies in areas such as customer loyalty and relationship management, loyalty marketing, and airline and retail loyalty.

He has worked in various domain-related initiatives in the cards and payments industry. He also has experience working in project management and business analysis streams.

Anubhav will blog about relationship management, loyalty marketing, and airline and retail loyalty.


Dattaprasad Vaidya

Lead Consultant – Cards and Payments, Infosys

Dattaprasad VaidyaDattaprasad Vaidya comes armed with over 13 years of experience and specializes in traditional and alternative methods for commercial and retail payment processing.

He currently plays the role of an innovation manager at the Insurance, Cards and Payments Innovation Center. He has successfully conceptualized and institutionalized strategies for centralized payment hub implementations across multiple countries for several clients, including a leading bank in the US.

Dattaprasad will blog about payments, cards, and SMAC.


Deepak Mahajan

Senior Consultant, Cards and Payments, Infosys

Deepak MahajanWith more than a decade of experience, Deepak comes armed with in-depth knowledge about domain-level initiatives such as new joinee induction, training, ideathon, and knowledge management.

In his current role, Deepak handles loyalty, card launches, and credit bureau reporting and compliance.

He will blog about loyalty marketing, cards and payments, anti-money laundering (AML), and credit reporting.


Gautam Begde

Lead Consultant – Cards and Payments, Infosys

Gautam BegdeGautam has close to a decade of experience in technology and domain consulting areas. He has worked with leading payment processing and financial services companies for consulting assignments in Oracle financials, billing, and master data management.

Gautam will blog about billing, master data management, big data, and Oracle applications.

Hari Rishi Bahadur

Senior Consultant – Cards and Payments, Infosys

Hari Rishi BahadurRishi is a senior consultant who specializes in cards management, payment card industry (PCI), and pre-sales. He has about eight years of technology and domain consulting experience across leading global banks and payments companies.

Hari will blog about next-generation payments, regulation and compliance, and remittance.

Jared Cantor

Consultant, Infosys

Jared 

CantorJared has over eight years of experience in strategizing and strengthening client relationships. He has been associated with Infosys for past two years, and currently caters to the cards and payments division. Having worked with major clients across varied industries, he brings his cross-industry experience to the table. He has played a pivotal role in developing strong relationships with startups and several key strategic clients.

His blogs will delve into the issues that impact the cards and payments industry.

Jennifer Darkazalli

Consultant — Cards and Payments, Infosys

Jennifer DarkazalliBased in the US, Jennifer has over eight years of experience in managing client relationships and developing technology solutions. She has worked with major clients across all industries that cater to cards and payments. As a consultant, she is associated with Infosys for more than a year. She has played an instrumental role in developing strong relationships and partnerships with several key strategic clients.

Her blogs will provide valuable insights on payment trends, navigating emerging technologies, digital roadmaps, and global e- commerce.

Mythreya Kotha

Marketing Manager – Insurance, Cards & Payments, Infosys

Mythreya KothaMythreya has over 12 years of Industry experience. He specializes in product and Industry Marketing and is currently managing marketing for Insurance, Cards & Payments Industry vertical. Mythreya will blog on broader Insurance and Payments topics, with prime focus around digital insurance.

Nageswara Kalisetti

Lead Consultant, Cards and Payments, Infosys

Nageswara KalisettiWith over 13 years of technology and domain consulting experience, Nageswara has been part of Europay, MasterCard, and Visa (EMV) solutioning and E2E implementation of authentication protocols. He has also implemented 3D secure, contactless, and payment gateways for multiple acquirers.

Nageswara has varied interests that include – next-generation payments, payments security trends, digital platform solutions, startups, and innovations.

Pravin Sekhani

Principal Consultant

Pravin SekhaniPravin is a chartered accountant and specializes in financial solutions. As a Principal Consultant in Infosys Oracle Practice, he has expertise in implementing finance and accounting processes and solutions on Oracle E-Business Suite and Oracle Fusion Applications platforms. He is a veteran with over 12 years of experience and has been associated with Infosys for the past 11 years.

His blogs will offer insights on diverse topics — accounting standards, International Financial Reporting Standards (IFRS), US Generally Accepted Accounting Principles (GAAP), legal and regulatory compliance, behavioral finance, automation in finance, and more.

Sachin Pandhare

Innovation Leader – Insurance Cards & Payments, Infosys

Sachin PandhareSachin Pandhare has over 22 years of IT and industry experience. He leads the innovation lab for Insurance, Cards and Payments vertical in Infosys and is responsible for driving various innovation initiatives for the unit. He focuses on delivering innovative technology solutions, leveraging the concepts of cloud, mobility, and analytics. Sachin has extensive experience in product development, delivering practice leadership, program management, and consulting to customers across the globe in banking and financial services, insurance, communications, energy, and other key industries.

In his blogs, Sachin will share his extensive insights on innovation, digital insurer, insurance cards and payments, and big data analytics.


Sagnik Chattopadhyay

Senior Associate Consultant – Cards and Payments, Infosys

Sagnik ChattopadhyaySagnik has about four years of technology and domain consulting experience. He is a Certified Scrum Master (CSM) by Scrum Alliance and has donned several project management and business analysis roles. His primary interest lies with customer loyalty, relationship management, and loyalty marketing.

He has worked in various domain-related initiatives in the cards and payments industry and will blog about the same.


Siddhant Anthony Johannes

Senior Associate Consultant – Cards and Payments, Infosys

Siddhant Anthony JohannesSiddhant is a Senior Associate Consultant working in the Cards and Payments practice at Infosys. He specializes in payments and related compliance issues. He has advised one of the largest issuer and card networks on multiple technology transformation and compliance programs. He has a Master of Business Administration degree with a strong background in finance and economics.

Siddhant’s interests are varied – ranging from payments innovations and legal and regulatory payments to compliance and behavioral finance.


Sneha A Sinha

Consultant – Cards and Payments, Infosys

Sneha A SinhaSneha is an information systems professional with over eight years of experience in telecom and financial services domain. At Infosys, she is a part of the Cards and Payments practice. Her expertise lies in closing critical gaps in a short span of time. She has been a solution designer for a telecom giant in the UK. She has also consulted widely in areas such as loyalty, card capture agency process revamping, performing various roles such as senior business analyst and E2E project manager.

In her blogs, Sneha will share expert insights on topics such as loyalty marketing, cards, and payments.


Subhankar Datta

Project Manager, Cards and Payments, Infosys

Subhankar DattaWith over 12 years of experience, Subhankar plays a key role in the Financial Service Application Development and Maintenance unit at Infosys. He leads projects in the cards and payments space by leveraging his expertise in credit card issuing and accounts receivables. In fact, he currently manages migration projects for one of the largest card and network providers in the account receivables (AR) domain and also manages many enhancement programs. Prior to his five plus years at Infosys, Subhankar worked in multiple domains including publishing, utilities, and manufacturing.

His blog will provide expert insights on the workings of cards and payments industry, its new trends and emerging technologies, risk and compliance involved, etc.


Sudalaimuthu Gurusamy

Senior Consultant, Cards and Payments Practice, Infosys

Sudalaimuthu GurusamyAs a senior consultant, Sudalaimuthu has seven years of experience in the banking and financial services domain. He specializes in payments and risk management, and has expertise in risk management, requirements gathering, data analysis, functional design, and implementation. In addition, Sudalaimuthu has extensive proficiency in Oracle Financial Services Analytical Applications (OFSAA), such as enterprise risk management (ERM), Basel, credit risk, GL Recon, and regulatory reporting.

He will bring this vast understanding to his blog posts, providing insights on a variety of topics such as next generation payments, risk management, process simplification, and technology innovation, etc.


Vignesh Alagappan

Lead Consultant, Cards and Payments, Infosys

Vignesh AlagappanWith more than 11 years of domain consulting experience, Vignesh specializes in digital and mobile payments. He has extensive experience in areas such as business analysis, product development, and management.

Vignesh has also provided advisory services to some of the world’s leading financial services, telecom, and automotive clients.

His interests span across digital payments, mobile payments, and innovation.


Vikram Pillai

Lead Consultant, Cards and Payments, Infosys

Vikram PillaiVikram has over 14 years of technology and domain consulting experience, and is a specialist in cards (issuing and acquiring), payments, and Europay MasterCard Visa (EMV).

Prior to joining Infosys in 2014, Vikram has worked with some of the top banks in India, UK, and South Africa. He has in-depth knowledge of the card industry, authorizations, risk management, credit, collections, and end-to-end card processing, covering both issuing and acquiring.

Vikram will blog about the latest trends in cards and payments, NFC, and fraud tends.


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