Stay connected to the latest at Infosys Confluence, our global thought leadership summit that brings together leaders from across industries to explore how technology can help enterprises do more. Read our blogs from some of the world’s most distinguished industry thought leaders to experience the event first-hand.

April 28, 2016

When Networks Rule

Posted by Jaymalya Palit (View Profile | View All Posts) at 8:34 AM

So today, the world's largest transportation company owns zero fleet, the largest hotelier lists more than a million rooms but owns none of them, and the largest movie service doesn't have a theater to its name. And Alibaba - which was only a local e-commerce provider just a couple of years ago - is not merely repeatedly breaking global sales records, but obliterating them.

What these providers have in common is a winning business model that leverages the collective power of a network or ecosystem to deliver incredible experiences at competitive prices to customers, at scale.

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Mobility First and Fullest

Posted by Richard Longo (View Profile | View All Posts) at 8:25 AM

How many features of that fancy smartphone do you use on a regular basis? If you're like me, an average mobile phone user, not many, I bet.

The thing is, it's no different with for mobile banking. While mobile technology continues to evolve rapidly - take wearables for instance, which will be the second highest selling consumer electronics product by 2020 - banks are yet to exploit even its existing power to the fullest.

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April 27, 2016

Blockchain - A Strong Link in the Banking Chain

Posted by Rajashekara V. Maiya (View Profile | View All Posts) at 1:06 PM

One of the hallmarks of truly digital banking - which is the theme for the Finacle track at Confluence - is the role of the vast banking ecosystem. As a variety of banking and non-banking players collaborate and co-create to offer customers universal banking services, they would need a robust, secure mechanism to facilitate their interactions.

One of that mechanism is very likely, the Blockchain. There is a huge amount of interest in this technology, which has the potential to transform the way the industry works. Investment in Blockchain projects is expected to surpass USD 1 billion next year, and a number of banks are already experimenting with it quite seriously. Barclays, for instance, has a partnership with P2P payments provider Circle, which uses the Blockchain network. Then there's Visa, one of the participants in a USD 30 million investment in Chain, a Blockchain development platform. There are several ways in which Blockchain technology can improve capital market transactions, and a consortium of 42 banks is already working with Fintech firm R3 to examine some of them.

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