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June 16, 2014

Banking Sans Banks

Posted by Kislay singh (View Profile | View All Posts) at 11:52 AM

The emergence of any new phenomenon often spells the demise of the existing scenario. The internet revolution is credited with ending the reign of several products, services and businesses, such as snail mail and music CDs. Physical marketplaces are fast losing their importance in the era of e commerce. Gaming, libraries, ticket counters, bill payment counters, newspapers & publications, advertising boards etc. have all rapidly moved to the internet domain, leveraging its ability to connect them with a massive borderless audience easily, in next to no time and cost.

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June 28, 2013

Banking Fraud! How Prepared Are We?

Posted by Kislay singh (View Profile | View All Posts) at 6:41 AM

Banking Frauds - AVID edits_Kislay.jpg

In this day and age where self-worth is measured in the number of Smartphones one has owned and lost, I was finally making the transition from "have not" to "have." Having successfully placed an online order for a Smartphone, I was in self-congratulatory mode when disturbing thoughts cropped up regarding the prudence of using my credit card on a practically unknown website. Followed by the inevitable question, "Is my bank doing enough to protect me from fraud?"

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November 26, 2012

Modern day banking: first thing in the morning, last thing at night

Posted by Kislay singh (View Profile | View All Posts) at 11:00 AM

Kislay.jpg

Groggily, Jovy reaches for his Blackberry as the blinking trackball catches his eye. The screen reads "3 New Messages". It's already eight in the morning and he has to rush. He runs through the messages. The first is from his fiancĂ©e. The other two are from his bank; one regarding his salary credit, the other about a monthly debit towards a recurring deposit. 

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