Senior Consultant, Financial Services and Insurance, Infosys
Abhik Kar is a senior consultant with the financial services and insurance (FSI) unit and has been at Infosys for the last
six years. The majority of his experience lies specifically in the consumer banking domain, where he continues to actively
work on end-to-end development of solutions for banks. He also has expertise providing solutions to business problems in
areas spanning origination, underwriting, fulfillment, and monitoring.
His areas of interest are centered around consumer banking, retail lending and commercial lending.
Senior Analyst – Financial Services and Insurance, Infosys
Abhishek’s career spans 6 years in the field of finance and insurance. As Senior Analyst, he has been notably recognized
for his expertise in economies that are vulnerable to global market development and significantly contribute to the EMEA
region. Currently, he specializes in country research with a focus on macroeconomic and political economy updates.
His blog covers topics such as key macroeconomic developments along with political- and sector-specific
news which contribute significantly to regional economies. He also comments on reports, notes, and comments published by
agencies such as IMF, UN, OECD, and rating agencies.
Senior Project Manager and Product Consultant – Risk and Compliance Practice,
Financial Services & Insurance, Infosys
With over 11 years of experience, Ajeet Singh Batra makes significant contributions in the area of knowledge management
and pre- sales.
As a Senior Project Manager, Ajeet has been leading product competency centers for risk and compliance
products in the Financial Services and Insurance (FSI) business since 2006.
Ajeet will blog on Governance, Risk and Compliance (GRC).
Senior Project Manager, Financial Services & Insurance, Infosys
Amit Khullar has a 12-year track record of managing a range of product and consulting services in the risk and compliance
domain for clients in Financial Services and Insurance (FSI).
As a Senior Project Manager, Amit is responsible for managing large transformational engagements for FSI
Amit will blog on topics he knows better than the back of his hand: Banking and Insurance Regulations, Risk
Management and Consumer Credit.
Lead Analyst – Knowledge Services, FSIMCS, Infosys
Anand’s career as an analyst in the Knowledge Services domain spans nearly a decade.
He specializes in validation and employs a statistical approach to developing financial risk models. Anand is recognized
as a key contributor in the validation and building of credit risk scorecards and loss forecasting models.
He blogs on a wide array of topics, such as application of statistical approaches in the areas of financial
risk management, customer relationship marketing, and social media.
Principal Consultant – Consumer Banking Practice, Financial Services & Insurance,
Anjani has more than 15 years of IT, domain, and process consulting experience.
At Infosys, he is currently strategizing for and executing many critical initiatives within the Consumer
Banking Practice. He has provided consultation and managed many critical projects in the past, along with contributing
towards several account-level initiatives. His expertise is in the techno-functional aspects of consumer banking, and he has
a special interest in consumer banking channels and analytics. Anjani was recognized as the lead process auditor for the
consumer banking division of a major global bank.
Anjani will blog on themes around consumer banking digital channels, analytics, and core banking.
Head – Capital Markets Practice, Financial Services & Insurance, Infosys
Dr. Ashok Hegde holds a Ph.D. in Economics and heads the Capital Markets Practice at Infosys. Powered by
more than 210 consultants as well as product specialists, the Capital Markets Practice has a laser-sharp focus on developing
technology capabilities and proven processes to address the priorities of this industry.
Dr. Ashok has held senior management positions in the capital markets industry for the last 17 years.
Dr. Ashok will blog on Capital Markets, Asset Management, Wealth Management, Market Places Service Provider
and General Economics.
Associate Consultant, Financial Services & Insurance, Infosys
Ashmita Ray is an Associate Consultant with the Risk and Compliance practice for the Financial Services and Insurance
vertical, with process consulting, business process analysis, requirement elicitation, and project management as her areas
of specialization. In prior roles, she has worked as a risk analyst and then as a business analyst with IT majors in
Among her achievements are: GAP upgrade as an Oracle Financials Process Consultant; active involvement in
the Regulatory Reporting Practitioner Community, Basel III; and creation of a point of view for regulatory reporting for a
major financial giant.
She studied business administration at Symbiosis, India. She has earned certifications in Advance Banking
Risk and Compliance, Oracle Financials, and IBM SOA Associate.
Ashmita will blog on insider trading, anti-money laundering, credit risk, and currency crisis.
Senior Project Manager, FSI-Consumer Banking Practice, Infosys
Avijit Saha is an acknowledged thought leader in the area of consumer marketing and analytics, advanced business
intelligence (BI), next-gen customer experience, and digital marketing.
Avijit has spent more than 13 years of experience in technology industry. His expertise straddles consumer
marketing, digital marketing, marketing analytics, consumer analytics, data modeling, data visualization, as well as core
banking with a focus on deposits.
Avijit’s conversations in the blogger space are centered on the following topics: analytics in consumer
banking, data mining, digital marketing, measuring marketing performance, customer centricity in retail banking, data
visualization techniques, social media and big data analytics for banking, and next-gen BI platforms.
Senior Lead Analyst – Financial Services and Insurance, Strategic Insight,
Avishek has over ten years of experience in the field of analytics and research. As a notable analyst, he is widely
recognized for his expertise in resolving
complex business problems such as customer attrition and customer engagement. He has also worked on time series forecasting
using statistical modeling technique for capacity management and planning.
In his blogs, Avishek will provide keen insight on topics such as marketing analytics, statistical
modeling, and business problems where analytics can be used.
Senior Analyst – Economic Research, Financial Services and Insurance, Infosys
Baqar is a Senior Analyst with a specialized focus on macro-economic research on India and the Euro-zone. He comes with
great analytical skills which he uses in forecasting various economic variables using statistical and econometric tools. He
has been consistently writing on various topics relating to India and the Euro zone economies in internal and client
In his blogs, Baqar will share insights on India and the world economy. He will analyze and summarize major
issues concerning global economic environment with a special emphasis on India.
Principal Consultant, Commercial Banking practice – Financial services,
Biji Kurian John contributes towards strategic initiatives of the Commercial Banking practice at Infosys. With over 12
years of significant experience working for global banking giants and regional financial powerhouses, Biji doubles as a
techno-functional subject matter expert (SME) in commercial banking.
Biji has an intuitive understanding of the major product enhancements, customizations, solution designing,
and testing in the areas of trade finance, payments, and retail banking.
Biji will share his insights on trade and supply chain finance, payments, and branch banking through his blogs.
Client Solution Lead, Financial Services
Chetna is a management professional with over eight years of experience in strategic insights, market and corporate development,
and sales enablement in business-to-business ecosystems across market verticals. She has been associated with Infosys for quite some
time and her current responsibilities include building new accounts and creating new business opportunities for existing accounts by
providing the Financial Services leadership team with client-specific competitive / market intelligence, account planning, industry
analysis, and so on.
Read her blog posts to discover the latest trends and insights on topics such as big data, social media banking, next generation
banking, and consumer banking.
Head of Client Services – Southern Europe, Financial Services & Insurance,
Guillermo has over 20 years of experience in IT services serving clients across U.K., Latin-America, and Southern Europe.
He has expertise in management consultancy and outsourcing business development, focusing on banking and capital markets. He
currently heads the Infosys’ Spain branch, and is responsible for the Southern Europe Banking and Capital Markets. He has
played a key role in developing the market and in signing contracts with some of the largest banks.
Guillermo will blog on Outsourcing and Offshoring scenario in Spain/ South Europe/ Latin-America. He also
will comment on risk management and compliance.
Associate Vice President, Financial Services & Insurance, Infosys
Gururaj, manages a division of financial services customers to ensure customer satisfaction through high-quality delivery
of projects. He has managed and developed talent pool for Infosys, and has pioneered delivery excellence and thought
Gururaj has more than 18 years of experience and has served in several portfolios such as project
management, portfolio/program management, transition management, presales, merger and integration and delivery management.
He has worked closely with several global customers based in USA, Europe, Singapore, Korea, China and Australia.
Gururaj will blog on IT delivery, global sourcing, talent and leadership development as well as trends in
Consultant, Financial Services, Infosys
Irene has over seven years of experience in research and has skills in company research, industry / market analysis, vendor
analysis and country analysis. She has published several thought papers on topics such as voice biometrics, digital-only banking and
precision marketing in financial services. Through her blog posts, Irene will share proficient views on consumer banking, cards,
payments, and commercial banking.
Lead Consultant, Financial Services & Insurance, Infosys
Kiran is a Lead Consultant in the Financial Services and Insurance (FSI) unit and leads the FSI Research Center. He has
over 11 years of experience in bespoke research and analysis for strategy development, consulting, marketing and business
Kiran has worked extensively in the retail banking and payments domain and has been involved in developing
research- based consultative insights and analysis for business pursuits and client engagement.
He has a keen interest in Social Media, Payments, Analytics, Internet, and Mobile Banking and its Adoption
by Financial Institutions, and will blog on these topics.
Principal Consultant, Financial Services, Domain Consulting Group, Infosys
Kiran has 21 years of financial experience, and is a qualified chartered accountant (CA). As a principal consultant, he
specializes in portfolio accounting for asset managers, hedge funds, and hedge accounting for non-asset managers.
Kiran has the ability for identifying automation / innovation opportunities inside business processes, and
recognizing weaknesses in functional design. Moreover, he was responsible for suggesting changes to the design of iRECON,
and for a simple yet powerful transformation to the payments / disbursements module in Finacle.
In his blog posts, Kiran will share proficient views on the current trends in asset valuation, portfolio
accounting, and financial instruments.
Client Solution Lead, Financial Services (FS) Research Center, Infosys
A financial professional with more than seven years of experience, Kuljit provides competitive and market intelligence to
senior management and financial services (FS) sales team. In his current role, he is part of best solutions team, and a
recognized FS differentiator for his contributions and support.
On his blogs, Kuljit will focus on topics related to the financial services industry.
Senior Associate Consultant, FS Research Center, Infosys
Mayur has over three years of professional experience in Strategic Business Research and Development. In this domain, he
oversees capital market trends, financial regulations, and technology analysis.
At Infosys, Mayur is instrumental in providing support to the senior management and the Financial Services
(FS) sales team with competitive and market intelligence. He was part of a team that was recognized as the Best Solutions
Team and FS Differentiator for Infosys.
Mayur will chiefly blog on topics such as financial services regulations and technology.
AVP – Financial Services and Insurance, Infosys
Mohamed Anis has more than 15 years of experience in technology-led business transformation strategies for financial
institutions. He is widely recognized for his expertise around next-gen customer experience, digital consumers, mobile
banking, and core banking and payments.
Anis will provide insights about how banks can experience business transformation from technology, service,
product and process perspectives. He will also blog about multichannel financial services, digital banking, mobile banking,
and next-gen banking.
Head, Financial Services & Insurance – Europe, Infosys
Mohit Joshi heads the European component of the Financial Services and Insurance business at Infosys. His
responsibilities includes Sales, client management and P&L responsibility for Banking & Insurance in the region.
Before assuming his current position, Mr. Joshi was heading Sales and Marketing globally for Banking and
Capital Markets at Infosys. Prior to his role as Sales Head, he was responsible for the setup & operations of the Infosys
subsidiary in Monterrey, Mexico. In addition to his role as Head of Latin America subsidiary, he also continued to have
responsibility for the Client Management of a large US Bank.
Head – Cards & Payment, Infosys
Narayan has nearly two decades of experience in the IT industry across delivery, consulting, and client
services. Over the last decade, Narayan has played a leading role at Infosys in the Cards & Payment unit through several
strategic, domain-led engagements, and client advisory roles. He has diverse experience in sales including taking platform-
based offerings to market.
Narayan has undertaken several market focused activities with industry analysts and media for Infosys
covering trends in digital, big data, cloud, and technology infrastructure.
Narayan will bring his seasoned experience in the Cards & Payment industry to his blog posts. He will write on topics
such as servicing, corporate payments, alternate payments, information management, technology transformation programs, and
mergers and acquisitions.
Senior Consultant – Products, Platforms & Solutions, Financial Services &
Navdeep Gill has spent all of her 5-year career working for Infosys in areas like risk and compliance,
customer onboarding and portfolio management.
As a Senior Consultant, Navdeep’s responsibilities include requirements gathering and validation for large
transformational programs and product development.
Navdeep will blog on Customer Onboarding, Customer Management and Wealth Management.
Engagement Manager, Financial Services & Insurance, Infosys
Neeraj has more than14 years of experience as a banker, financial advisor and IT solution provider in the financial
sector. As a banker, his focus areas include shipping and infrastructure financing. He has served as an advisor to the
Government of India (GOI) on infrastructure sector privatization.
At Infosys, Neeraj assists senior banking and IT executives in the areas of structured products, equities
market, payments, cash management, 401 (K) plan, Governance, Risk and Compliance (GRC) and wealth management. His
responsibilities include managing senior client relationships in strategic accounts and ensuring client satisfaction.
Neeraj will blog on business-IT alignment, strategic sourcing and the financial market structure.
Senior Consultant, Financial Services & Insurance, Infosys
Informed by more than six years of industry experience, Nikhil Mittal anchors multiple banking pursuits,
helping drive measurable business value for clients.
Nikhil will blog on treasury systems, payments and deposits, and banking technology.
AVP and Client Partner, Financial Services & Insurance - Europe, Infosys
Pankaj manages Infosys’ relationships with key global banks and anchors the company’s Investment Banking practice in
Europe. With over 16 years of experience, he has led the growth of some of the largest banking accounts for Infosys in
Europe. He has previously also anchored large consulting engagements for Fortune 100 clients.
Actively involved in supporting clients through the current economic downturn turmoil in the European
market, Pankaj will blog on banking for all seasons.
Senior Consultant, Banking – FSDCG, Infosys
Parth Dikshit is a banking consultant with more than 10 years of extensive experience in banking center channel
development, legal compliance, mergers and transitions and strategic marketing. Currently based in Pune, he has been part
of multiple programs that involved interfacing with client executives.
Parth has delivered solutions from both clients’ as well as from Infosys locations. He has won awards and
recognitions for multiple initiatives resulting in business value, process automation, and cost reduction.
In his blog posts, Parth will share valuable insights on channels and consumer banking.
Client Solution Manager, Financial Services, Infosys
Prasanna has around nine years of experience in research and consulting services across various industries. His focus areas
include market sizing, sales strategizing, and business development. Having been associated with Infosys for the past six months,
his current responsibilities include providing financial services that are specific to competitive / market intelligence, company
analysis, industry trends, and more, to senior management.
His blogs will provide detailed insights on topics such as cards and payments, big data in banking, innovation in
mobile banking, consumer banking, and more.
Principal Consultant, FSI Commercial Banking Practice, Infosys
Prasanth Ramani is responsible for providing end-to-end solutions in retail, commercial and corporate investment banking,
mortgages, treasury management, equity, anti-money laundering (AML), and compliance and risk. He has been with Infosys for
the past 12 years.
Commercial banking – treasury and payments, compliance and risk are some of Prasanth’s favorite topics.
Associate consultant, Financial Services & Insurance, Infosys
Prathima has been with Infosys’ Financial Services and Insurance business for more than five years, where
her frameworks of action include providing foundations for anti-money laundering and enabling trade surveillance. Prathima’s
credits include working as a business analyst for trade surveillance for a major U.S. bank.
Prathima will blog on anti-money laundering, transaction surveillance, Norkom case management tool, and
Principal Technology Architect – Digital Transformation, Financial Services &
Priya Thampi is responsible for branding and growing the Enterprise Search practice at Infosys. She heads
the following groups within the online stream: Enterprise Search, Recommendation, BazaarVoice, analytics and campaign
tracks. She also served as the chief architect for information management.
Priya is considered an influential leader in social commerce and enterprise optimization.
Topics like information management and customer experience are central to her work – and to her blogs.
Associate Vice President, Financial Services – Client Services, Infosys
Puneet is a client services leader with 19+ years of experience in the financial services technology
industry. As Associate Vice President, he is instrumental in establishing and nurturing relationships with some of the most
strategic financial services clients, with a special focus on clients in the banking and payments domain.
Puneet is passionate about helping financial services companies leverage technology like digital,
automation and BPM to stay relevant and achieve growth amid growing competition from innovative startups. Additionally, he
brings a cross-industry and global perspective to address challenges faced by the financial services industry.
In his blog posts, Puneet will share a seasoned expert's view on Banking, impact of digital technology on
financial services and learnings, relevant to FS companies, from across industries.
Lead Analyst – Knowledge Services, Financial Services and Insurance, Infosys
Rahul is an experienced risk management professional who specializes in model validation, statistical
modeling, credit risk, risk-based pricing, and big data analytics. He has been with Infosys for the last 6 years and has
worked for multiple clients across geographies such as US and UK. He has considerable experience in validating and
developing models in the field of credit risk and operational risk.
Rahul holds a degree in business administration from Welingkar, India. He is a certified Data Science
Associate from EMC and is also a SAS Certified Predictive Modeler Using SAS Enterprise Miner 7.
Rahul will blog on topics relating to financial risk management, statistical modeling, model validation,
operational risk, comprehensive capital analysis and review (CCAR), DFAST, Basel II, and Basel III.
Lead Consultant, Consumer Banking Practice, Financial Services & Insurance,
Rishikesh Bagati consults extensively on enterprise IT transformation engagements in the banking and financial services
domain. Milestones include conducting a portfolio rationalization exercise at a large Australian bank, ensuring constant
downstream revenue running into over A$100 million.
Topics like core banking transformation and IT portfolio assessments figure significantly on Rishikesh’s
Consultant – Risk and Compliance Practice, Financial Services & Insurance,
Ruchi Singla, an industry professional of more than five years’ standing, leads as well as provides subject matter
expertise in the payments area on large restructuring programs for banks. So far, she has worked on Bankers' Automated
Clearing Services (BACS), faster payments, and cheque clearing.
Among Ruchi’s achievements are: Piloting a model-based testing approach using (Infosys) proprietary tools
and creating an online banking solution that follows a model-based testing approach.
Ruchi will blog on payments, payments fraud, and software testing.
Research Analyst, Financial Services & Insurance, Infosys
Ruchi Verma has more than eight years of experience in the capital markets space.
As a Research Analyst, Ruchi is responsible for projects centered on development, enhancement and
maintenance in the capital markets domain.These projects cover a broad swath of operations and technologies, including
business and requirement analysis, brokerage applications(such as order placement, market research, quotes and order
management), and private banking dashboards for CFOs/CIOs.
Ruchi will blog on Capital Market Instruments, Technology Trends, the Dodd-Frank Act, Markets in Financial
Instruments Directive (MiFID) II, Over-the-counter (OTC) Derivatives and European Market Infrastructure Regulation (EMIR),
Changes in U.S. Trade, and Solvency.
Lead Consultant, Consumer Banking Practice, Financial Services & Insurance,
Sam has more than nine years of experience providing appropriate solutions to business problems across various areas, with
a special focus on mortgage origination, fulfillment and servicing.
Sam’s blog posts are centered on consumer banking, ‘gamification’ and personal financial management (PFM)
Senior Consultant, Financial Services, Infosys
C Sangeetha has over 10 years of professional experience in the IT industry. At Infosys, she works as a business analyst
in the banking domain and is instrumental in using her expertise to contribute towards the growth of the domain.
Sangeetha has worked in various projects, handled different types of clients, and is recognized as a
banking subject matter expert.
Sangeetha will be sharing her views on topics like financial services.
Client Solution Manager, Financial Services, Infosys
Shivani is currently a Client Solution Manager for financial services at Infosys. In a nine-year career, she has gained a
wealth of experience in financial services market research – industry / market trend analysis, peer analysis, company
analysis, competition analysis etc.
She has published several thought papers on areas like voice biometrics in banking, big data analytics, and
precision marketing in financial services.
Shivani’s interests primarily lie in banking and digital payments among others.
Client Solution Manager, Financial Services, Infosys
Souna has over 12 years of industry experience. She has played varied roles across finance, proposals / pursuit management, client
visits, knowledge management, research, etc. - leading to an enriched professional experience. At Infosys, Souna is currently
associated with financial services (FS) and enables leadership, sales, pre-sales, marketing, and domain teams to drive business
effectively through proactive and on-demand business development and research services.
Her blog posts will cover the latest technology innovations and trends in the financial services space.
Lead Analyst – Macroeconomic Research, Financial Services and Insurance,
Sourav has more than 7 years of specialized experience, 6.8 of which have been spent with Infosys. A Lead Analyst
specializing in Macroeconomics and Finance, he leads the US economics offshore team in conducting in-depth and sectoral
analysis of the US economy and market.
During his tenure at Infosys, Sourav has been notably recognized for his research on US economy and
Some of the key elements in Sourav’s blog include macroeconomic developments in the US economy; special interest in labor
market, housing sector, and public finance; and an analysis of different modeling frameworks to estimate economic
Practice Lead – FSI Management Consultancy Services, Infosys
With specializations in global financial markets, global economics, and strategy, Sayandeb Banerjee comes armed with 12
years of experience.
He contributed significantly to global markets research and has provided advisory services to financial
institutions across the globe.
Sayandeb will share his insights on global economics, capital markets, and life coaching.
Lead Analyst – Financial Services and Insurance, Strategic Insights, Infosys
With a career spanning close to 6 years, Sravan specializes in credit risk modeling, consumer credit risk portfolio
analytics and reporting, credit scoring, and Basel II IRB Modeling for capital computation. He is also experienced in
building behavior scorecards for an unsecured retail portfolio and has worked on PD, LGD, and EAD for a consumer portfolio,
in compliance with Basel II requirements.
Sravan will share key insights on statistical modeling, building of credit scorecard models, model
validation, Basel II, and Basel III.
Principal Technical Architect, Financial Services & Insurance, Infosys
Srinivas heads the technology and architecture group at Infosys, Bangalore. He is responsible for bringing
new technology into applications. He has more than 15 years of IT experience. His areas of interest include object-oriented,
distributed technologies and Internet technologies. He has been associated with short cycle projects as a manager and
Srinivas has been working on ‘Agile’ methods for more than six years including consulting, coaching and
mentoring. He is exploring the possibility of CMMI and ‘Agile’ compatibility, and propagating ‘Agile’ within the
He will blog on object oriented, high performance computing, ‘Agile’, automation, enterprise architecture
Consultant, Process and Domain consulting, Financial services, Infosys
Tejasvi Addagada provides domain and process consulting services to financial institutions in the area of consumer
banking. He has over seven years of experience in assisting customers achieve their business goals and strategic objectives.
His expertise lies in the areas of business analysis, enterprise analysis, process modelling, and process re-engineering.
For his services, Tejasvi has won the most valuable player award and Insta awards at Infosys.
In his blog posts, Tejasvi will explore his interests in topics such as domain related industry
advancements, strategic recommendations for banks, and digitization and its impact on customers.
Research Analyst, Financial Services, Infosys
Venkatakrishnan Balasubramanian specializes in innovation
management and IT management, and works as a research analyst with the Financial Services practice at Infosys. He has more
than 15 years of experience in IT that spans across product management, consulting, and technology development. He was a
researcher at Infosys Labs for more than nine years and has two granted patents.
Venkatakrishnan will share his insights on innovation, digitization, omni-channel, and IT management.
Principal Consultant – Growth Markets Unit, Infosys
Vibhash has ten years of experience in IT consulting in the risk and compliance domain. He has successfully executed
projects in this area across geographies.
Vibhash will write on topics such as Basel II and III, credit risk management and credit ratings.
Senior Consultant, Financial Services & Insurance, Infosys
Vikram specializes in process and strategy consulting with focus on asset management, risk and compliance, and private and
institutional wealth management. He has successfully led and delivered several multi-year business initiatives for clients
across geographies. Vikram is also credited with the conceptualization and productization of the Infosys Operational Risk
Management Platform (ORM).
Vikram will blog on emerging trends in operational and enterprise risk and asset management.
Associate Consultant – Risk and Compliance Practice, Financial Services &
With more than five years’ experience under his belt, Vishal Godawat understands the many nuances of risk
and compliance landscapes. From application development to solution design and business analysis – he has got it all
As an associate consultant, Vishal is credited with successfully designing a solution to enable data
privatization for a global bank.
Vishal will blog on emerging trends and challenges in risk and compliance, and on the world of business
Associate Engagement Manager – Financial Services and Insurance, Infosys
Adept in the fields of consumer lending, mortgage origination, and servicing, Vivek is an Associate Engagement Manager. He
has a total of seventeen years of experience in the industry, out of which thirteen have been spent at Infosys.
Vivek has extensive experience in delivering large transformational IT programs across the financial
services and insurance industry.
He will share his insights on business transformation, consumer lending, and the mortgage industry.