October 28, 2013

Evolution of Channel Banking

Posted by Gaurav Singla (View Profile | View All Posts) at 8:36 AM

Banking jargon like multi-channel banking, cross-channel banking and now, omni-channel banking, has led to confusion among bankers and customers alike. Bankers are unsure as to what banks actually want to offer to their customers, while customers do not know what they can expect from banks' channel banking solutions.

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January 18, 2013

Diversified Channels in Rural Banking Worldwide

Posted by Gaurav Singla (View Profile | View All Posts) at 4:59 AM

Rural Banking_Gaurav_AVID edits.jpg

Contrary to popular belief, rural financial institutions worldwide are generally profit-making ventures, regardless of size or scale of operation.There are 4,500 cooperative banks in Europe with more than 60,000 branches with a strong rural presence. Raiffeisen Zentral Bank, Austria, is a pioneer in German rural banking with over 12 million clients. France's Crédit Agricole, which merged with CréditLyonnais in 2003, is a global, full-service universal bank, with a stronghold in rural France.

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